Professional Mortgage Loans are a home financing option that uses future earning potential and a low down payment to make home ownership more accessible to individuals in specialized professional degree programs.

Whether you have just left residency, recently started your professional career, or you’re active in a fast-growing medical practice, our Professional Mortgage Loans provide flexible financing options to help you finance the home of your dreams. These loans are designed specifically to fit the needs of professionals working in various fields such as medicine, dentistry, finance and law.

Professional Loans from First National Bank Mortgage offer flexible terms, such as individualized payment and maturity options.

With our years of experience assisting high-income professionals, and First National Bank’s specialized financing options, you can be assured your home financing will fit your needs.

Eligible Medical Professionals:

  • Certified Medical Technicians
  • Certified Paramedics
  • Chiropractors
  • Dentists/Orthodontists
  • Doctorate Degree Holders
  • Medical Doctors
  • Nurses (LN, LVN, RN, NP, PA, PT and Nurse Anesthetists)
  • Pediatricians
  • Pharmacists
  • PH.Ds
  • Ophthalmologists
  • Optometrists
  • Veterinarians
  • Other Eligible Professionals


  • Attorneys
  • Certified Public Accountants (CPAs)
  • Certified Financial Planners (CFPs)
  • Engineers
  • Geologists
  • Excluded: Medical Assistants/Interns, Dental Assistants/Interns

Professional Mortgage Loan Programs:
95% First lien only up to $650,000.00.
95% Max combined loan to value over $650,000 and up to $1,250,000 to be done with an 80% first lien and a 15% second lien.
80% First lien over $1,250,000 and up to $2,000,000

15% Second Lien – 10 year fixed with 15 year amortization